Recorded: March 7, 2017

Length: 90 Minutes

Attend this proactive webinar and learn a “comprehensive approach” to financial statement analysis.

The session will begin with analyzing the four financial statements- Income Statement, Statement of Retained Earnings, Balance Sheet, and Statement of Cash Flows. This will include Revenue and Expense Recognition, FIFO, LIFO, and Average Inventory Costing Models, Operating Expenses (Repairs) versus Improvements, Depreciation including Straight-Line, Units-of-Production, and Double-Declining Balance, Amortization, and Depletion.

Additionally, the types or levels of financial statements will be highlighted including Company-Prepared, Compiled, Reviewed, and Audit. The Audited Financial Statements will include “Unqualified, Qualified, Adverse, and Disclaimer.”

The participant will be introduced to a “five-part” Financial Statement Analysis Model which will include the Liquidity, Activity, Leverage, Operating Performance, and Cash Flow.

Related topics of the Z-Score (bankruptcy predictor) and the Sustainable Growth models will be also be reviewed.

Two case studies will be used to illustrate the “five-part” analysis model and the “correct” interpretation of the financial statements.

Objectives:

• Analyze the four financial statements including Income Statement, Statement of Retained Earnings, Balance Sheet, and Statement of Cash Flows
• Explore Income Statement issues including Revenue Recognition, Inventory Costing, and Depreciation
• Cover Balance Sheet accounts including Accounts Receivable, Allowance for Doubtful Accounts, Accounts Payable, and the Equity Section
• Review the levels of financial statement reporting including Company-Prepared, Compiled, Reviewed, and Audit
• Analyze a “five-part” analysis model including Liquidity, Activity, Leverage, Operating Performance, and Cash Flow
• Discuss the Z-score (bankruptcy predictor) and Sustainable Growths models
• Summarize the seminar concepts through Case Studies

Audience: Commercial lenders, credit analysts, relationship managers, credit administrators

Presenter: David Osburn, Osburn & Associates

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